Get a complete Basic Money Report — free.
A Money Reality Report is a simple snapshot that answers: “Where is my money going?” You enter your income and a few everyday expenses, and we produce a clear summary you can actually use. The free Basic Report gives you the essentials. Upgrade to the Extended Report for $1.99 to unlock comparisons (country + household size), spending flags, and a 30‑day plan.
What this report is used for
Think of it as a quick, private checkup for your monthly cash flow. It helps you spot whether you’re actually okay, quietly drifting, or overspending — without turning your life into a spreadsheet.
Find your real surplus (or deficit)
See what’s left after your usual spending — using the numbers you enter.
Identify the “big lever”
We point out the category most likely to move the needle (your biggest monthly driver).
Decide what to do next
Basic gives a focus clue. Extended adds comparisons, flags, and a 30‑day plan.
Tip: Use the Basic Report monthly. Use the Extended Report when you want the deeper “is this high for a household like mine?” context.
Built for clarity — not guilt.
You don’t need a motivational speech. You need a clean picture of what’s happening. The Basic Report gives you a complete snapshot you can act on. The Extended Report goes deeper if you want the extra detail.
Complete basic report
Real totals, surplus/deficit, and a short focus summary — free.
Upgrade only if you want
Extended comparisons and flags are optional — not required.
Plain language
No jargon. No shame. Just clear numbers and next steps.
How it works
You’ll always get a finished Basic Report. The upgrade simply adds depth.
Enter your numbers
Income and a few everyday expenses: electricity, water, groceries, transport, recreation.
Receive your Basic Report (free)
Money flow, surplus/deficit, and a short “focus first” summary.
Optional upgrade ($1.99)
Unlock comparisons by country + household size, flags, and a 30‑day plan.
What you get
Two tiers, one promise: you leave with something complete and useful.
Basic Report (Free)
A complete snapshot you can use right away.
- Monthly income vs expenses (from what you enter)
- Surplus or deficit
- Top expense category
- Short “focus first” summary
Extended Report — $1.99
Upgrade for deeper analysis and comparisons.
- Category-by-category comparisons (country + household size)
- Normal / High / Very High flags
- Ranked money leaks (biggest impact first)
- 30‑day stabilization plan
- Printable one‑page summary
Reality Reports are meant to provide clarity — not financial advice. Comparisons (when used) are based on commonly reported household spending patterns and presented as typical ranges.
Generate your Basic Report (free)
We’ll generate your Basic Report on our server and email it to you. (Implementation: POST to /api/basic-report.php so the calculation logic stays private.)